Tip for Students: #1 Get a Savings Account

(First – I want to say thank you to everyone who is following!)

I just realized that I do not have a saving account.

It gets worse.

I am so broke that I can not afford a saving account. I went to my bank yesterday to open a savings account. However; they require you to deposit a minimum balance into the account every month.

How can you deposit a minimum balance into a savings account without having money?



  1. mtlchick30

    I have a tax free savings account with a company called ING. Totally free to sign up with them, and there are no minimum balances that need to be deposited. I checked the ING US website and was unable to find any options for savings accounts but since they are Canadian they might not have branched out into the US market all the way yet.
    Here’s the site, you can always call them and see what services they offer to American residents:

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